We've all heard stories of insurance companies going under. While no one would like to think this is possible for his own insurance company, it pays to be cautious. With as expensive as insurance coverage is, you don't want to take unneccesary chances. One way of finding out about your insurance company's financial strength is through financial rating organizations.
Of course there are other factors involved in what makes a great insurance company such as customer service, but knowing whether a company is financially secure will keep you headed in the right direction when looking for the right insurance company.